Finance Solutions
We Help You Find the Right Finance
Finding the right home loan is about more than interest rates. It's about peace of mind, flexibility, and knowing you've made a confident decision. Since your home loan is likely one of the biggest financial commitments you’ll ever make, it’s worth getting expert support to ensure it’s the right fit.
At Lifestyle Loans, we take the time to understand your needs and present tailored options from our broad panel of trusted lenders. From there, we help you choose a loan that truly suits your lifestyle and long-term goals.
Whether you're a first-time buyer, upgrading your home, refinancing, investing, or looking to pay your loan off faster, we're here to guide you every step of the way. We’ll take the complexity out of the process, so you can focus on what matters, building your future with confidence.
Types of Finance
SMSF Loans
Use your super to invest in property. Our team guides you through setup, lending, and compliance — so you stay in control and on track.
Debt Consolidation
Roll multiple debts into one manageable loan. Save on interest, simplify repayments, and get back in control of your cash flow.
Variable
A flexible loan with a changing interest rate. You can make extra repayments, access redraw, and adapt your strategy as your needs evolve.
Fixed Rate
Lock in your rate for a set period. Enjoy repayment certainty and protection from rate rises — ideal if you value stability and predictability.
Split Loans
Get the best of both worlds with part fixed and part variable. It’s a smart way to balance flexibility with financial security.
Interest Only Loans
Lower repayments for a period by only paying interest. Ideal for investors or short-term cash flow needs — but planning ahead is key.
Offset Account
Link your savings to your home loan. The more you save, the less interest you pay — helping reduce your loan faster without extra effort.
Line of Credit
Tap into your home’s equity with a flexible credit facility. Great for renovations, investing, or ongoing expenses with borrowing power on hand.
Bridging Loans
Buy before you sell. This short-term finance helps cover the gap, giving you time to transition between properties without the rush.
Renovation Loans
Tailored finance for building, renovating or developing. Funds are released in stages to match progress and reduce upfront interest costs.
Non-Conforming Loans
Solutions for unique or complex financial situations. Whether self-employed or recovering from setbacks, we’ll help find a lender that fits.
Self Employed Loans
We understand the paperwork challenge. We help business owners and freelancers access finance suited to variable income and flexible needs.
Non-Conforming Loans
Solutions for unique or complex financial situations. Whether self-employed or recovering from setbacks, we’ll help find a lender that fits.
Deposit Bonds
We understand the paperwork challenge. We help business owners and freelancers access finance suited to variable income and flexible needs.
Our Clients Include
First Home Buyers
Homeowners Looking to Refinance or Upgrade
Self-Employed or Complex Income Earners
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalised service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
quick info
HQ: Level 35, 100 Barangaroo Avenue, Sydney NSW 2000
Gold Coast Office: 21 Crombie Avenue, Bundall,Gold Coast QLD 4217
1300226271
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